{
  "status": "Success",
  "response_code": "00",
  "message": "Virtual account retrieved successfully",
  "data": {
    "virtualAccounts": [
    {
      "accountNumber": "1234567890",
      "accountName": "Example Fintech Ltd",
      "bankName": "ALP Bank",
      "provider": "nutmeg",
      "status": "active",
      "createdAt": "2026-01-04T05:26:39.804Z"
    }
  ]
  }
}

{
  "requestId": "a9f706ad-6861-4669-904a-5d4e0d9963c3"
}

{
  "status": "Success",
  "response_code": "00",
  "message": "Virtual account retrieved successfully. Virtual account amount is before gateway fee. User must pay total amount including all fees.",
  "data": {
    "requestId": "a1b2c3d4-5678-90ab-cdef-111213141516",
    "virtualAccount": {
      "accountNumber": "0123456789",
      "bankName": "Example Bank",
      "accountName": "Company Name/John Doe Smith",
      "amount": 528.84,
      "createdAt": "2026-06-09T08:33:17.614Z",
      "baseAmount": 520,
      "feeAmount": 8.84,
      "totalAmountWithFee": 528.84,
      "feeBreakdown": {
          "userRequestedAmount": 520,
          "fintechFeeAmount": 0,
          "fintechFeePercentage": 0,
          "fintechFeeCapped": false,
          "strailsFeeAmount": 8.84,
          "strailsFeePercentage": 1.7,
          "strailsFeeCapped": false,
          "totalFeeAmount": 8.84,
          "finalAmount": 528.84,
          "amountToWallet": 520
      }
    },
    "status": "created",
    "walletAddress": "0xAbC123dEf456GhI789jKl012MnO345pQrS678tUv",
    "version": "1.0.0"
  }
}

{
  "status": "Error",
  "response_code": "02",
  "message": "Virtual account not found",
  "error": "No virtual account found with the provided requestId"
}

{
  "status": "Error",
  "response_code": "01",
  "message": "Virtual account expired",
  "error": "This virtual account has expired (30 min timeout)"
}